
The 2026 Liquidity Crisis - why banks are failing while metals hit a historic reset
The news of Metropolitan Capital Bank & Trust closing its doors today, January 31, 2026, has sent a shockwave through the regional banking sector. While the FDIC is moving to stabilize the situation, investors are left wondering: who is next? This closure is the first major crack of the year, signaling that the "higher-for-longer" interest rate environment is finally eating into bank capital reserves.






